Stay Protected on the RoadβEven When Youβre Not Hauling
Even when youβre driving without a trailer, risks remain. Accidents can happen anytime, and without the right coverage, you could face costly liability claims. Bobtail truck insurance ensures youβre protected when operating without a loadβwhether youβre heading home, switching jobs, or taking your truck for maintenance.
A single accident without coverage could lead to significant financial losses. Get the protection you need and drive with confidence.
Why Do You Need Bobtail Truck Insurance?
Without truck bobtail insurance, you could be financially exposed when operating without a trailer. This coverage is essential to:
Covers liability when operating without a trailer under dispatchβ
Protects you in case of accidents when not hauling cargo
Helps meet lease and motor carrier requirements
Get a policy tailored to your trucking needs
Every trucking operation is different, and your policy should match your needs. Our agents help customize your bobtail truck insurance for the best protection.
What Is Bobtail Truck Insurance?
Bobtail truck insurance is a specialized liability policy for truckers driving without a trailer under dispatch. It covers damages and legal expenses if you’re involved in an accident when:
π Returning home after delivering a load π Driving between jobs or dispatches without a trailer π Taking your truck for servicing or inspections
This policy is different from non-trucking liability insurance, which only applies when using the truck for personal purposes. If youβre under dispatch, bobtail insurance is what you need!
The cost of bobtail truck insurance varies based on several factors, including:
Your Driving Record
Clean records lead to lower premiums.
Operating Location
State regulations & risk levels affect pricing.
Coverage Limits
Higher limits offer more protection but may increase costs.
Each policy is unique, and pricing depends on your specific situation. The best way to find cheap bobtail insurance is by speaking with our agents for a customized quote.
What Does Bobtail Insurance Cover?
Liability Protection
Covers bodily injury and property damage if you cause an accident while driving bobtail.
Legal Expenses
Covers legal fees and potential lawsuit costs in case of a covered claim.
Compliance for Leased Truckers
Many motor carriers require leased drivers to carry bobtail coverage as part of their contract.
Protect yourself from unexpected financial burdens with a policy that fits your needs.
π¨ Bobtail Insurance vs. Non-Trucking Liability β Know the Difference!
Coverage Type
What It Covers
Bobtail Insurance
Covers liability while under dispatch but without a trailer.
Non-Trucking Liability (NTL)
Covers liability when using your truck for personal reasons.
Still unsure which coverage you need? π Call (405) 963-3920
When Do You Need Bobtail Insurance?β
If you drive your truck without a trailer, you need bobtail truck insurance to avoid costly liability claims. This coverage applies when:
Returning home after delivering a load
Driving between dispatches without a trailer
Taking your truck for servicing or inspections
Without bobtail coverage, you could be personally
Without proper coverage, you could be personally responsible for accident-related expenses.
Additional Trucking Insurance Coverages We Offer
We provide a full range of insurance options to keep truckers protected:
1. Is bobtail insurance required for leased truckers?
Yes! Most leased owner-operators are required to carry bobtail insurance to protect themselves when driving without a trailer under dispatch.
2. Does bobtail insurance cover personal use?
No, bobtail insurance only covers commercial use. For personal use, you need non-trucking liability insurance (NTL).
3. How can I get the cheapest bobtail insurance?
β Keep a clean driving record β Opt for a higher deductible to lower premiums β Bundle with cargo or liability insurance β Compare multiple providers for the best rate