United Lanes Insurance

Truckers General Liability Insurance – Protect Your Business from Unforeseen Risks

🚚 Shield Your Trucking Business with Comprehensive General Liability Coverage

Operating a trucking business comes with daily risks. From accidents to lawsuits, truckers general liability insurance helps protect you from third-party claims, covering bodily injury, property damage, and legal expenses that arise during business operations. Whether you’re dealing with an accidental slip-and-fall or damage to a customer’s property, this coverage ensures your trucking business remains protected.

Why Do Truckers Need General Liability Insurance?

Without general liability insurance for truckers, your business could face serious financial risks. This essential coverage:

Protects Against Third-Party Claims

Covers bodily injury and property damage caused during business operations.

Meets Legal & Contractual Requirements

Many brokers, shippers, and lease agreements require trucking businesses to carry liability coverage.

Safeguards Your Business Assets

Helps cover legal defense costs, settlements, and medical expenses.

Covers Non-Trucking Business Activities

Protects you when operating in areas outside direct trucking accidents, such as parking lots, offices, or loading docks.

Every trucking operation is unique. Our agents help you find the best general liability insurance for trucking companies that fits your business needs.

What Is General Liability Insurance for Trucking Companies?

General liability insurance for truckers is a business protection policy that covers third-party claims resulting from your trucking operations. It helps cover bodily injuries, property damage, and legal expenses, ensuring your business is financially secure.

This coverage applies in situations such as:

πŸš› Accidental damage to a customer’s property (e.g., damaging a loading dock).
πŸš› A third-party injury at your place of business (e.g., a vendor slips and falls in your office).
πŸš› Advertising-related claims, including copyright infringement.

It’s different from primary trucking liability insurance, which covers accidents while driving your truck. Instead, truckers general liability insurance applies to broader business risks.

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How Much Does Truckers General Liability Insurance Cost?

The cost of general liability insurance for truckers varies based on factors like:

Business Type

Owner-operators, for-hire carriers, and freight brokers have different premium rates.

Coverage Limits

Higher coverage limits offer better protection but may increase premiums.

Operating Location

Rates differ based on state regulations and risk levels.

Each policy is unique, and the best way to get affordable coverage is to speak with our agents for a customized quote.

What Does Truckers General Liability Insurance Cover?

Bodily Injury & Property Damage

Covers expenses if your business operations cause harm to others.

Legal Fees & Settlements

Protects against lawsuits and liability claims.

Advertising Injury

Covers claims like copyright infringement or slander.

Having general liability insurance for truckers ensures you’re covered beyond just on-the-road accidents.

🚨 Truckers General Liability vs. Primary Liability Insurance – Know the Difference!

Coverage TypeWhat It Covers
Truckers General LiabilityCovers third-party claims related to business operations (not on-the-road accidents).
Primary Liability InsuranceCovers accidents that occur while driving your truck.

Still unsure which coverage you need? πŸ“ž Call (405) 963-3920 for expert advice.​

When Do You Need General Liability Insurance for Trucking?

If you operate a trucking business, general liability insurance is essential to avoid costly claims. This coverage applies when:

You damage a customer’s property while loading/unloading.

A visitor gets injured at your trucking office or lot.

Your business is sued for advertising-related claims.

You need liability protection beyond truck-related accidents.

Without proper coverage, you could be personally responsible for legal and medical expenses.

Additional Trucking Insurance Coverages We Offer

We provide a full range of commercial trucking insurance options, including:

Nationwide Truckers General Liability Insurance – 48 States Served

We proudly provide general liability insurance for truckers across the U.S., including:

πŸ“ Utah

πŸ“ WashingtonΒ 

πŸ“ Wyoming

πŸ“ Arizona

πŸ“ California

πŸ“ Colorado

πŸ“ New Mexico

πŸ“ Texas

πŸ“Β Pennsylvania

πŸ“Β Rhode Island

πŸ“Β Vermont

πŸ“ Oklahoma

πŸ“ Idaho

πŸ“ Montana

πŸ“ Nevada

πŸ“ Oregon

πŸ“Β ConnecticutΒ 

πŸ“Β Delaware

πŸ“Β Maine

πŸ“Β Maryland

πŸ“Β Massachusetts

πŸ“Β New Hampshire

πŸ“Β New Jersey

πŸ“Β New York

Β πŸ“ Michigan

πŸ“ Minnesota

πŸ“ Missouri

πŸ“ Nebraska

πŸ“ North Dakota

πŸ“ Ohio

πŸ“ South Dakota

πŸ“ Wisconsin

πŸ“ South Carolina

πŸ“ Tennessee

πŸ“ Virginia

πŸ“ West Virginia

πŸ“ Illinois

πŸ“ Indiana

πŸ“ Iowa

πŸ“ Kansas

πŸ“Β Alabama

πŸ“Β Arkansas

πŸ“Β Florida

πŸ“ Georgia

πŸ“ Kentucky

πŸ“ Louisiana

πŸ“ Mississippi

πŸ“ North Carolina

βœ… Nationwide Coverage – Local Expertise
πŸ“’ Not sure if we cover your state? Call (405) 963-3920 for confirmation.

General Liability Insurance for Truckers FAQs

Why do truckers need general liability insurance?

Truckers need general liability insurance to protect their business from third-party claims, including bodily injury and property damage. It safeguards your business against unforeseen accidents and lawsuits.

No, it covers third-party bodily injury or property damage, not accidents involving your truck. For accident-related coverage, you’d need physical damage or commercial auto liability insurance.

It’s not always required by law, but it’s essential for protecting your business and meeting carrier and client requirements.

On average, it costs between $50 and $150 per month, depending on your business type, location, and coverage limits.

General liability insurance covers third-party claims like property damage and injuries, while trucking insurance covers your truck and cargo.

πŸ“ž Compare Truckers General Liability Insurance Quotes Today!

We make getting the right coverage fast and hassle-free!

πŸš€ Quick Approvals
🌎 Nationwide Coverage
πŸ“ Customized Policies for Truckers

πŸ“ž Call Now: (405) 963-3920 | πŸ“© Get Covered in Minutes!

🚚 Protect Your Trucking Business Today!

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