Who needs Bobtail Truck Insurance?

Owner-operators and truck drivers who operate under a motor carrier’s authority but sometimes drive their trucks without a trailer attached should consider Bobtail Truck Insurance.

Is Bobtail Insurance the same as Non-Trucking Liability Insurance?

No, they are different. Bobtail Insurance covers a truck when it is being driven without a trailer at any time, while Non-Trucking Liability only covers personal, non-business use.

Bobtail Truck Insurance – Drive with Confidence, Even Without a Load

Q: What is Bobtail Truck Insurance?

Bobtail Truck Insurance provides liability coverage for truckers when they are driving without a trailer, such as after a load is delivered or between dispatches.

Q: How much does Bobtail Truck Insurance cost?

The cost varies based on driving history, location, and coverage limits. On average, Bobtail Insurance costs between $30 and $50 per month.

Receive multiple quotes in 24hrs

Stay Protected on the Road—Even When You’re Not Hauling

Even without a trailer, you’re still at risk on the road. Bobtail truck insurance ensures you’re protected when driving without a load—whether you’re returning home, switching between jobs, or taking your truck for maintenance. Without proper coverage, a single accident could result in costly liability claims.

Why Do You Need Bobtail Truck Insurance?

Covers liability when operating without a trailer under dispatch

Protects you in case of accidents when not hauling cargo

Helps meet lease and motor carrier requirements

Get a policy tailored to your trucking needs

What is Bobtail Truck Insurance?

Bobtail truck insurance is a specialized liability policy designed for commercial truckers operating without a trailer. It provides financial protection when you're: Returning home after delivering a load Driving between dispatches without a trailer Taking your truck for servicing or inspections

Call Us: (405) 963-3920

🚨 Don’t Confuse Bobtail Insurance with Non-Trucking Liability!

🔹 Bobtail Insurance: Covers liability when you’re under dispatch but without a trailer. 🔹 Non-Trucking Liability (NTL): Covers your truck when you’re off duty and using it for personal reasons.

Call Us: (405) 963-3920

When Do You Need Bobtail Insurance?

Returning home after delivering a load Driving between dispatches without a trailer Taking your truck for servicing or inspections Without bobtail coverage, you could be personally responsible for accidents occurring in these situations.

Call Us: (405) 963-3920

How Much Does Bobtail Truck Insurance Cost?

The cost of truck bobtail insurance depends on several factors, including:

Your Driving Record

Clean records often result in lower premiums.

Operating Location

State regulations and risk levels affect pricing.

Coverage Limits

Higher limits provide more protection but may increase costs.

What Does Bobtail Insurance Cover?

Liability Protection

Covers bodily injury and property damage if you cause an accident while driving bobtail.

Legal Expenses

Covers legal fees and potential lawsuit costs in case of a covered claim.

Compliance for Leased Truckers

Many motor carriers require leased drivers to carry bobtail coverage as part of their contract.

Additional Trucking Insurance Coverages We Offer

We provide a full range of trucking insurance options to keep you protected

Physical Damage Insurance

Protects your truck from collision, theft, and vandalism.

Trucker’s General Liability Insurance

Protects against business-related liabilities.

Cargo Insurance

Covers your freight from theft, loss, or damage.

Non-Trucking Liability Insurance

Covers personal use of your truck outside dispatch.

Commercial Auto Liability Insurance

Required for all trucking operations.

Nationwide Bobtail Insurance Coverage – 48 States Served

We proudly provide truck bobtail insurance across the U.S., including:

📍 Utah

📍 Washington

📍 Wyoming

📍 Arizona

📍 California

📍 Colorado

📍 New Mexico

📍 Texas

📍 Pennsylvania

📍 Rhode Island

📍 Vermont

📍 Oklahoma

📍 Idaho

📍 Montana

📍 Nevada

📍 Oregon

📍 Connecticut

📍 Delaware

📍 Maine

📍 Maryland

📍 Massachusetts

📍 New Hampshire

📍 New Jersey

📍 New York

📍 Michigan

📍 Minnesota

📍 Missouri

📍 Nebraska

📍 North Dakota

📍 Ohio

📍 South Dakota

📍 Wisconsin

📍 South Carolina

📍 Tennessee

📍 Virginia

📍 West Virginia

📍 Illinois

📍 Indiana

📍 Iowa

📍 Kansas

📍 Alabama

📍 Arkansas

📍 Florida

📍 Georgia

📍 Kentucky

📍 Louisiana

📍 Mississippi

📍 North Carolina

✅ Nationwide Coverage – Local Expertise
📢 Not sure if we cover your state? Call (405) 963-3920 for confirmation.

Bobtail Truck Insurance FAQs

1. Is bobtail insurance required for leased truckers?

Yes! Most leased owner-operators are required to carry bobtail insurance to protect themselves when driving without a trailer under dispatch.

2. Does bobtail insurance cover personal use?

No, bobtail insurance only covers commercial use. For personal use, you need non-trucking liability insurance (NTL).

3. How can I get the cheapest bobtail insurance?

✅ Keep a clean driving record
✅ Opt for a higher deductible to lower premiums
✅ Bundle with cargo or liability insurance
✅ Compare multiple providers for the best rate

4. How fast can I get bobtail insurance?

Most truckers can get same-day coverage by calling (405) 963-3920 or requesting a quote online.

5. What’s the difference between bobtail and non-trucking liability insurance?

🔹 Bobtail Insurance: Covers you under dispatch but without a trailer.
🔹 Non-Trucking Liability: Covers you off duty for personal use.

📢 Still have questions? Call (405) 963-3920—our specialists are happy to help!

Compare Bobtail Truck Insurance Quotes Today!

Let us help you find the best coverage options for your trucking business—quickly and hassle-free!

📞 Call Now: (405) 963-3920
📩 Get Covered in Minutes!

🔹 Quick Approvals
🔹 Nationwide Coverage
🔹 Customized Policies for Truckers

🚚 Protect Your Business Today!