Who needs Non-Trucking Liability Insurance?

Owner-operators and lease drivers who use their trucks for personal reasons outside of business operations need Non-Trucking Liability Insurance.

Does Non-Trucking Liability Insurance cover accidents while hauling cargo?

No, NTL only covers personal use of a commercial truck. If the truck is under dispatch or hauling cargo, primary liability insurance is required.

Non-Trucking Liability Insurance – Protect Yourself When Off-Duty

Q: What is Non-Trucking Liability Insurance?

Non-Trucking Liability Insurance (NTL) covers commercial truck drivers when they are using their truck for personal use and are not under dispatch or a bill of lading.

Q: How much does Non-Trucking Liability Insurance cost?

The cost of NTL insurance varies based on factors like truck type, driver history, and location, but typically ranges from $30 to $50 per month.

Non-Trucking Liability Insurance – United Lanes

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🚚 Shield Yourself with Non-Trucking Liability Coverage

When you’re off-duty, even though you’re not hauling freight, your truck could still be at risk. Non-trucking liability insurance ensures you’re covered in case of accidents while using your vehicle for personal use. Whether you’re on a break or driving home, this coverage protects you when you’re not under dispatch.

Why Non-Trucking Liability Insurance is Essential for Truckers

Protects You During Personal Use

Meets FMCSA & Carrier Requirem

Affordable Rates Starting at $25/Month

Peace of Mind Off-Duty

What is Non-Trucking Liability Insurance?

Call Us: (405) 963-3920

Non-trucking liability insurance (NTLI) covers your truck when you're not under dispatch and using it for personal purposes. It’s essential for owner-operators and leased drivers who need to stay protected during off-duty hours. NTLI differs from bobtail insurance, as it covers you for personal use and is crucial when you're not carrying freight.

Call Us: (405) 963-3920

How Much Does Non-Trucking Liability Insurance Cost?

The cost of non-trucking liability insurance depends on several factors:

Your Driving History:

A clean record means lower rates.

Location & Operation Type:

Rates can vary depending on where you’re based.

Coverage Limits:

Higher coverage limits will raise your premium slightly.

💰 Average Monthly Cost:

$25 to $50, depending on your profile and needs.

📢 Get a Competitive Rate on Non-Trucking Liability Insurance Today!
Call (405) 963-3920 or Request a Free Quote Online to find competitive pricing on commercial auto liability coverage.

What Does Non-Trucking Liability Insurance Cover?

Personal Use Coverage

Covers accidents and damages when you’re using your truck for non-business purposes, such as going home or running errands.

Protection for Personal Off-Duty Driving

Whether you’re taking a break or heading to a family event, non-trucking liability insurance provides coverage when your truck is off-duty.

Legal Protection

If you’re involved in an accident while off-duty, NTLI helps protect you from potential legal claims.

🚚 Additional Trucking Insurance Coverages We Offer:

Bobtail Insurance

Physical Damage Insurance

Trucker’s General Liability Insurance

Cargo Insurance

Non-Trucking Liability Insurance

Commercial Auto Liability Insurance

💡 Bundle Your Policies and Save!
Call (405) 963-3920 to discuss your commercial auto liability coverage needs and get the best rates today.

Serving Truckers Nationwide with Top-Tier Coverage

We proudly offer non-trucking liability insurance to truckers across the U.S., including:

📍 Utah

📍 Washington

📍 Wyoming

📍 Arizona

📍 California

📍 Colorado

📍 New Mexico

📍 Texas

📍 Pennsylvania

📍 Rhode Island

📍 Vermont

📍 Oklahoma

📍 Idaho

📍 Montana

📍 Nevada

📍 Oregon

📍 Connecticut

📍 Delaware

📍 Maine

📍 Maryland

📍 Massachusetts

📍 New Hampshire

📍 New Jersey

📍 New York

📍 Michigan

📍 Minnesota

📍 Missouri

📍 Nebraska

📍 North Dakota

📍 Ohio

📍 South Dakota

📍 Wisconsin

📍 South Carolina

📍 Tennessee

📍 Virginia

📍 West Virginia

📍 Illinois

📍 Indiana

📍 Iowa

📍 Kansas

📍 Alabama

📍 Arkansas

📍 Florida

📍 Georgia

📍 Kentucky

📍 Louisiana

📍 Mississippi

📍 North Carolina

✅ Nationwide Coverage – Local Expertise
📢 Not sure if we cover your state? Call (405) 963-3920 for confirmation.

Non-Trucking Liability Insurance FAQs

Is non-trucking liability insurance mandatory for truckers?

No, but it’s essential for owner-operators and leased drivers to protect their personal use of the truck.

Does non-trucking liability insurance cover my truck when I’m on-duty?

No, it only covers you when the truck is being used for personal purposes, not under dispatch.

How do I find affordable non-trucking liability insurance?

Call us at (405) 963-3920 for a free quote, or request one online to compare rates tailored to your needs.

Can I add non-trucking liability insurance to my existing policy?

Yes, we can bundle this coverage with your existing trucking insurance for better protection and savings.

How much does non-trucking liability insurance cost?

The cost depends on your driving history and truck usage, but it typically ranges from $25 to $50 per month.

📢 Compare Trucking Insurance Quotes Today!

We help you find the best rates on non-trucking liability insurance. Let’s get your business protected with affordable, reliable coverage!🚚 Protect Your Business Today – Get Covered in Minutes!

📞 Call Now: (405) 963-3920
📩 Request a Free Quote Online

🔹 Quick Approval
🔹 Nationwide Coverage
🔹 Best Rates for Trucking Businesses

🚚 Protect Your Business Today – Get Covered in Minutes!