At United Lanes Insurance, we specialize in providing nationwide trucking insurance solutions tailored for owner-operators, fleet managers, and motor carriers. Whether you operate a single truck or manage a large fleet, we offer comprehensive coverage designed to protect your business, keep you compliant, and minimize risks on the road.
With our nationwide trucking expertise, we provide customized policies that fit your business needs. Explore our state-specific trucking insurance options and request a free, no-obligation quote today!
Click on your state below to learn more about our specialized trucking insurance policies and get a personalized quote.
The Southeast is a major trucking hub, featuring bustling freight corridors, busy shipping ports, and hurricane risks. Our region-specific trucking insurance provides affordable protection for truckers in Florida, Georgia, Tennessee, and more.
The Northeast presents unique challenges, such as dense traffic, toll roads, and strict trucking regulations. We offer specialized coverage for New York, New Jersey, Pennsylvania, and more.
The Midwest is the backbone of freight transportation, supporting industries like agriculture, manufacturing, and logistics. Truckers here deal with harsh winters, rural highways, and heavy loads. We provide robust coverage for Illinois, Ohio, Michigan, and beyond.
With border crossings, desert conditions, and high-demand freight routes, the Southwest has unique risks. Our nationwide trucking insurance covers Texas, Arizona, Oklahoma, and more.
From California’s high-traffic highways to Colorado’s steep mountain passes, truckers in the West need specialized trucking insurance to stay protected.
We provide nationwide trucking insurance with specialized policies for every aspect of the trucking industry.
✅ Primary Truck Liability Insurance – FMCSA-compliant liability protection for accidents.
✅ General Liability Insurance – Covers business-related lawsuits and property damages.
✅ Physical Damage Insurance – Protection against accidents, theft, and vandalism.
✅ Motor Truck Cargo Insurance – Covers transported goods from damage, theft, or loss.
✅ Non-Trucking Liability (Bobtail) Insurance – Protection for your truck when off duty.
✅ Inland Marine Insurance – Covers high-value equipment and cargo in transit.
✅ Workers’ Compensation Insurance – Ensures driver protection and legal compliance.
✅ Excess & Umbrella Insurance – Provides extra coverage for high-risk accidents.
✅ Passenger Accident Insurance – Covers authorized passengers in case of injury.
✅ 24/7 Roadside Assistance – Includes towing, tire changes, and fuel delivery.
Trucking insurance provides financial protection for drivers, fleets, and cargo, ensuring your business stays compliant and risk-free.
Bobtail insurance provides liability protection when you’re driving without a trailer attached, whether you’re returning from a delivery or between jobs.
Protects your cargo against theft, damage, or loss during transit. This coverage ensures you’re compensated if your goods are damaged or stolen.
Covers repair or replacement of your truck if it’s damaged in an accident, stolen, or affected by natural disasters.
Protects you if your truck is used for personal purposes and causes an accident or damage.
Provides coverage for damages that occur during trucking operations but are unrelated to the act of driving, such as accidents at loading docks or delivery sites.
Protects your business from property damage or bodily injury caused by commercial vehicles during your business operations.
